Disclaimer

Last updated: March 9, 2026

General Disclaimer

This Disclaimer applies to the use of MediCost Malaysia and its content. We provide information for educational and informational purposes only. The content on our website, including details about medical expense planning, healthcare costs, MySalam, PeKa B40, medical inflation trends, and critical illness financial preparedness, is intended to help you understand the Malaysian healthcare landscape and make informed decisions about your health finances.

We do not guarantee the accuracy, completeness, or timeliness of any information presented on our platform. Healthcare systems, policy details, costs, and scheme eligibility criteria are subject to change without notice. We recommend verifying all information with official sources and relevant government agencies before making any decisions based on our educational content.

Your use of our website and reliance on any information provided is entirely at your own risk. We shall not be liable for any inaccuracies or omissions in the content, nor for any consequences arising from your use or misuse of the information presented.

No Professional Advice

The information we provide is educational in nature and should not be construed as professional financial, medical, or legal advice. We are not qualified to provide personalized financial planning, medical recommendations, or insurance advice specific to your individual circumstances.

Before making any healthcare decisions, financial commitments related to medical expenses, or enrollment in health schemes such as MySalam or PeKa B40, we strongly encourage you to consult with qualified professionals including financial advisors, healthcare providers, and insurance specialists. These professionals can assess your unique situation and provide tailored guidance based on your specific needs and circumstances.

We do not assume any responsibility for decisions made based solely on the information available on our website. It is your responsibility to seek appropriate professional advice and conduct your own research before committing to any healthcare or financial decisions.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our website or reliance on the information provided. This includes but is not limited to loss of income, loss of opportunity, loss of data, or any other economic loss.

Our website and content are provided on an “as-is” and “as-available” basis without warranties of any kind, whether express or implied. We do not warrant that our website will be uninterrupted, error-free, or free from harmful components. We are not responsible for third-party content, links, or services referenced on our platform.

We reserve the right to modify, suspend, or discontinue our services at any time without notice. We may also update this disclaimer periodically to reflect changes in our practices or legal requirements. Your continued use of our website following any changes constitutes your acceptance of the updated terms.